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Roberto Carlos
Roberto, 26, is single. He was born in a rural zone on the skirt of a volcano; his parents work in agriculture as a family tradition. He learned chores related to work in the fields growing subsistence crops typical of the zone (corn and beans). He worked mornings and weekends on farm chores and attended primary school in the afternoon. Later he headed into the city by bus to attend high-school and was able to graduate high-school working and studying at the same time.

He buys his agricultural supplies in the city transporting them by pick-up or bus to his house, a distance of about 8 kilometers. He must then carry them on his back to his fields that are about 1-1.5 kilometers away rising to the highest parts of the settlement on the skirts of the volcano where he grows corn and beans.

The loan he’s asking Fundación Campo for is to buy fertilizer, pesticide and herbicide, among others, to grow 0.33 hectares of beans and 0.7 of white corn since he, his brother and his father provide the labor. The loan will provide him with a work opportunity and at the end of the season with some income generated by the sale of harvested grain and harvest leavings. He works part-time in a lubrication center in the city and can also work in agriculture with his family. He plans in future to start building his house and he wants to start buying some of the furniture and home appliances for his house in case he gets married someday.
View original language description ↓
Roberto tiene 26 años de edad, es soltero. El cliente nació en la zona rural en las faldas de un volcán , sus padres son agricultores por tradición familiar. Él a aprendido las labores del campo relacionadas a los cultivos de subsistencia de la zona ( maíz y frijol ); trabajaba por las mañanas y fines de semana en labores agrícolas y estudiaba en la escuela de su comunidad de tarde la educación básica. Luego se desplazaba en autobús o pick up a la ciudad a estudiar bachillerato y así se pudo graduar de bachiller trabajando y estudiando.

Compra los insumos agrícolas en la ciudad, donde los transporta en pick up o en autobús unos 8 kilómetros hasta su casa, luego deben cargarlos en la espalda hasta el lugar de cultivo de 1 a 1.5 kilómetros subiendo hasta las partes mas altas del caserío en las faldas del volcán, donde tienen los cultivos de maíz y frijol.

El préstamo que esta solicitando a Fundación campo, es para comprar fertilizantes, pesticidas, herbicidas, entre otros insumos para cultivar 0.33 ha de frijol y 0.7 ha de cultivo de maíz blanco ya que la mano de obra la pone él, un hermano menor y su papá. El crédito le dará la oportunidad de trabajo y al final de la temporada tener algunos ingresos por ventas de granos cosechados y los residuos de cosecha. Ya que el cliente ahora trabaja de forma temporal en un lubricentro en la ciudad y puede ocuparse de la actividad agrícola junto con su familia.


planea en un futuro empezar a construir su casa; su papá le da el espacio donde construir y ya quiere ir adquiriendo algunos muebles y electrodomésticos del hogar por si algún día se casa.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 667
    View loans »
    El Salvador Loans Fundraising
  • $24,126,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Roberto Carlos to buy agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2013
Listed
Jul 22, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014