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Polleritas Group
In this Group: Hortencia , Mariana Joselin, Teresa Toribia, Lily Encarnación, Maria Elena, Pascuala, Vanessa Edith , Nelly Betty
The “POLLERITAS” communal bank will begin its twentieth cycle in Pro Mujer, as a part of the Collpani center. It is made up of nine members and led by a board of directors of which Hortensia in the president. The businesses the members of the association have are varied. Among them are: selling wallets, a neighborhood store, sales, sewing and chicharrones, selling clothes, selling groceries.

The loan they will take out will benefit the micro-businesswomen. Hortensia is a member. She indicates that two years ago, she joined Pro Mujer at the invitation of her friend who is a part of the institution. Right now, she has a business selling chicharrones (fried pork). She says that she learned this business several years ago when she saw the financial need that she incurred by her divorce. She started the business with the help of her children.

The loan she will take out now is for an increase of capital by buying pork that she will acquire wholesale from distributors in the city of El Alto. Later she will prepare it and sell it in her sales space. This type of work will allow her to generate income to support her home as much as she can. She is divorced and has four children.

When asked what she likes about Pro Mujer, she says that she likes the trainings, the loans and the health topics.
View original language description ↓
La A.C. “POLLERITAS” iniciará el vigésimo cuarto ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Hortensia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de carteras, tienda de barrio, comercio, costura y chicharrones, venta de ropa, venta de chompas, tienda de abarrotes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hortensia es integrante, ella indica que hace doce años que integra Pro Mujer, ingresando por invitación de su amiga que es parte de la institución. En la actualidad ella tiene un negocio de venta de chicharrones (frituras); cuenta que este negocio lo aprendió hace varios años atrás, al ver la necesidad económica que implicaba el divorcio que tuvo, este negocio lo emprendió con la ayuda de sus hijos.

El crédito que ahora sacará es para el aumento de capital (compra frituras) que adquirirá de las empresas distribuidoras de la Ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es divorciada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones, el crédito y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $5,500
    Average annual income
  • 188
    View loans »
    Bolivia Loans Fundraising
  • $30,938,000
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Polleritas Group's $3,000 loan helped a member to buy fried pork.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 1, 2013
Listed
Jul 22, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013