Piedras Blancas Group
The loan they will take out will benefit small micro-businesses, of which Yanety is a member. She indicates that it has been a year since she started with Pro Mujer, joining at the invitation of a friend who is a member of the institution. Now she has a business selling used furniture. She says
she learned this business with her family's guidance because they repair discarded furniture.
The loan she is now taking out is to stock up on merchandise (purchase used furniture), which she will acquire from homes and later, after fixing it up, will sell in her sales space. This type of work allows her to generate income to maintain her home because she still lives with her mother.
When she was asked what she likes about Pro Mujer, she said that she likes to work with the group and her friends.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yanety es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de muebles usados; da a conocer que este negocio lo emprendió por consejo de su familia, ya que ellos realizan reparaciones de muebles en desuso.
El crédito que ahora sacará es para el aumento de su mercadería (compra de muebles usados) que adquirirá a domicilio y posteriormente al arreglo del mueble lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella aún vive con su madre.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajar en grupo y sus compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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