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José Arturo
José is 25 years old. He lives with his life companion, who is 18 years old, and with whom he has an 18-month-old son. They live at his home with his parents and his two brothers.

He has been working as a ranch hand for 10 years, a skill that he learned from doing it with his father. He has been working for a cattle rancher for 8 years. He is in charge of managing 60 cattle with the help of his brother. In his free time, with the help of his family, he grows corn and vegetables (summer and winter squash) on parcels of land of 3000 square meters.

The loan that he is seeking from Fundación Campo is to buy a motorcycle. This will serve to transport him to his workplace, and he will not have to walk 40 minutes every day early in the morning on dark, graveled roads. He is also planning to go out to sell part of the harvest in neighboring communities.

The needs to satisfy are those of comfort and security and also to provide one more tool with which he can obtain other income by selling some of the products obtained from the harvests.

He states that the most important and most urgent [goal] is to construct a home and live in a different house from his parents.
View original language description ↓
José tiene 25 años de edad, vive junto a su compañera de vida de 18 años de edad, con quien tiene un hijo de 18 meses de edad. Viven en casa junto a sus papas y dos hermanos más.

Él Se dedica a trabajar como corralero desde hace 10 años, actividad que aprendió al realizarlo con su padre, esta trabajando con un productor ganadero desde hace 8 años. Se encarga de dar el manejo a 60 bovinos con el apoyo de su hermano. En sus tiempos libres con el apoyo de sus familiares cultiva maíz y hortalizas en parcelas de 3,000 metros cuadrados (pipían y ayotes).

El préstamo que esta solicitando a Fundación Campo, es para comprar una motocicleta. Esta le servirá para transportarse a su lugar de trabajo y dejar de caminar todas las madrugadas hasta 40 minutos en calles balastreadas y obscuras. También, esta planeando salir a vender parte de las cosechas en las comunidades vecinas.


Las Necesidades a satisfacer son la de comodidad y seguridad, además, de facilitarle una herramienta mas con la que pueda obtener otros ingresos al dedicarse a comercializar algunos productos de las cosechas obtenidas.

Él manifiesta que lo importante y más urgente es: construir una vivienda y vivir en casa diferente de sus padres.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 461
    View loans »
    El Salvador Loans Fundraising
  • $23,123,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,300 helped José Arturo to buy a motorcycle.
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 10, 2013
Listed
Aug 15, 2013
Currency Exchange Loss:
N/A
Expired:
Sep 14, 2013