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Yemalin-Femi 3 Group
In this Group: Jeanne, Christelle, Hélenne, Afiavi Flora, Rachelle, Pauline, Viviane, Gisèle, Philomène
The YEMALIN FEMI-3 group is composed of nine people who live in the same neighborhood.

Jeanne, the representative of the group, is the person raising her hand on the photo. To raise the level of their activity and better cope with the demands of their customers, the group asks for a third time financial support from ALIDé.

Jeanne left school at the secondary level. She is 54 years old, a widow and mother of three children, all of whom attend school and are her dependents. Jeanne takes care of household expenses. This is why for the past seven years Jeanne has been selling fruits and produce from her home. She gets her supplies from one of Benin's markets.

To strengthen their business and better serve their customers, Jeanne and other members of the YEMALIN 3-FEMI group are requesting a third loan from ALIDé. Their aim is to increase the level of their activity. Previous loans have been fully repaid.
View original language description ↓
Le groupement YEMALIN-FEMI 3 est composé de neuf personnes qui résident dans le même quartier. La représentante de ce groupement, du nom de Jeanne est celle ayant une main levée sur la photo. Dans le but de rehausser le niveau de leur activité afin de mieux faire face à la demande de leur clientèle, ce groupement sollicite pour une troisième fois l'appui financier de ALIDé. Jeanne a arrêté l’école au niveau secondaire. Jeanne est âgée de 54 ans. Jeanne est veuve et mère de trois enfants, tous scolarisés et à sa charge. Les charges du ménage sont assurées par Jeanne. C'est pour cette raison que Jeanne vend depuis sept ans, des fruits et des produits vivriers à son domicile. Jeanne s'approvisionne dans un marché du Bénin. Dans le but de renforcer leur activité et de mieux satisfaire leur clientèle, Jeanne et les autres membres du groupement YEMALIN-FEMI 3 sollicitent un troisième crédit auprès de ALIDé. Leur ambition est d’accroître le niveau de leur activité. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yemalin-Femi 3 Group's $2,175 loan helped a member buy fruits and produce.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 21, 2013
Currency Exchange Loss:
Jun 17, 2014