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Zayron Olmedo
Zayron, 40, lives in a common-law marriage and has three children. He lives in Ventanas Canton in Los Ríos Province.

He's a member of the 10 de Septiembre communal bank, located in Lechugalito in Ventanas Canton, Los Ríos Province. There are 21 members in all. It's primarily a farming and ranching community.

Zayron works in agriculture and raising chickens to increase his family's income. His main crops are corn and rice. He also raises chickens at home. He sells the products at home, and sells what he grows in the market in Mocache.

Zayron likes to play sports in the community.

He's requesting the loan to buy inputs, fertilizer, and soil amendments. His goal is to improve his economic situation. The challenge he faces is having a decent house.
View original language description ↓
Zayron tiene 40 años, vive en unión libre, y tiene tres hijos. Vive en el cantón de Ventanas Provincia de los Ríos.

El socio es miembro de la ventanilla rural Aso. 10 de Septiembre que esta ubicado en Lechugalito es un recinto que pertenece al Cantón Ventanas Provincia de los Ríos. Son 21 socios en total, es una comunidad Agrícola y Pecuaria en su mayoría.

Zayron trabaja en la agricultura y crianza de gallinas para incrementar la economía de la familia. Los cultivos que más sobresalen son el maíz, y arroz, además se dedica a la crianza de gallinas en la casa los productos vende en la casa y lo que siembra vende en el mercado de Mocache.
A Jairo le gusta hacer deporte en la comunidad.

El socio solicita el crédito para comprar insumos, fertilizantes, abonos. Su meta es mejorar su situación económica. Los desafíos que enfrenta es tener una casa decente.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Zayron Olmedo to buy inputs, fertilizer, and soil amendments.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2013
Listed
Jul 24, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 18, 2014