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Carlos Alberto
Carlos is 53, single and has four children. He lives in the Ventanas canton in the Los Ríos province.

He is a member of the rural communal bank Aso. 10 de Septiembre, which is located in Lechugalito, a precinct belonging to the Ventanas canton in the Los Ríos province. There are 21 partners in total, and they are mostly an agricultural and livestock community.

Carlos works in agriculture and pig breeding to improve the economy of his family. The crops that stand out are corn, and also raising pigs. He sells the products in the market of San Carlos.

Carlos Alberto likes to have fun in the field and play sports in the community. The partner is asking for a loan to buy fertilizers, insecticide and compost. With the help of the loan, he will be able to buy what he lacks for agriculture. His goal is to improve his economic situation to benefit his family. The challenge he faces is to have a decent house to live in.
View original language description ↓
Carlos tiene 53 años, es soltero, y tiene cuatro hijos. Vive en el cantón Ventanas Provincia los Ríos.

Es miembro de la ventanilla rural Aso. 10 de Septiembre que esta ubicado en Lechugalito es un recinto que pertenece al Cantón Ventanas Provincia de los Ríos. Son 21 socios en total, es una comunidad Agrícola y Pecuaria en su mayoría.

Carlos trabaja en la agricultura y crianza de cerdos para incrementar la economía de la familia. Los cultivos que más sobresalen son el maíz, también a la cría de chanchos. Vende los productos en el mercado de San Carlos.

A Alberto le gusta divertirse en el campo y hacer deporte en la comunidad.
El socio solicita el crédito para comprar fertilizantes, insecticidas, abonos. Con la ayuda del crédito podrá comprar lo que le hace falta para la agricutluara. Su meta es mejorar su situación económica para beneficio de la familia. Los desafíos que enfrenta es tener una casa decente para vivir.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Alberto to buy fertilizers, insecticides, compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2013
Listed
Jul 21, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 21, 2013