For many years, Sashik has worked as a locksmith. Now, he works as an electrician. His wife also works as an accountant at the local school. At the same school, their daughter-in-law works as a librarian.
Despite all the family members having their own jobs, they perfectly manage their farm and agricultural occupations. They have on their farm, three pigs and twenty piglets, twenty chickens, and a cow. Their agricultural occupation is bigger because they have a great amount of land. Most of their time and virtue goes to land cultivation and on maintaining a fruit garden. They cultivate crops, cucumbers, tomatoes, beans, and potatoes. They also have apple, plum, peach, persimmon, and fig trees. All these goods they manage to sell through re-sellers.
Sashik asks for a loan because he wants to buy several pigs, a lot of animal fodder, and also several bee hives. It is his first loan with Kiva and he can be guaranteed to be a very responsible client since, five times, he has taken loans from Nor Horizon and he has successfully paid them back.
About “Nor Horizon”
“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.
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