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Pavlina owns a little internet café in the village where she resides. She also operates an agricultural/livestock business.
Pavlina wants to buy milk cows with the loan she is requesting through Kiva lenders.
“I am twenty six years old and married and have a two year old baby. My husband and I work very hard, and everything we do, we do together. We’ve got dreams that we want to make reality and this is where the drive comes from. We both like living in the village, it’s nice. You can breathe fresh air as soon as you open your eyes. Money cannot buy this. W did not have the money needed to get higher education to do something better so we are content with our living and our choices for the moment;” Pavlina said.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 107.3
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,350 helped Pavlina to buy additional dairy cows.
78% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jul 8, 2013
Jul 24, 2013
Currency Exchange Loss: