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Agapao 3 Group
In this Group: Marie Ann, Pamela, Ceintia, Praxede
Marie, age 53, is married with two children, ages 26 and 30. She is representing the Agapao 3 group. Marie makes homemade fruit juice and sells it in the market. She has been doing this for six years. She will use the loan to buy sugar, fresh fruit, and packaging materials. Her business strategy is to walk around to different congested areas with her juice kept cold in portable coolers. She is able to sell a lot in one day if she visits many busy areas.

Marie has received three previous loans from HOPE Congo, Kiva's partner. She has a good repayment record. She hopes to export her juice to other countries one day.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Agapao 3 Group's $2,200 loan helped a member to pay for sugar, fruit, and packaging materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 24, 2013
Currency Exchange Loss:
Dec 17, 2013