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Ngano Group
In this Group: Miriam, Anna, Olivia, Zubeda, Kimolo, Enock, Samora*, Hajji, Rajabu, Zabibu, Iddi
* not pictured
Miriam, who is in her early 30s, is married. Together with her husband, she has been blessed with a boy, who is enrolled in school. She is doing fine with her business and family as well.

For three years now, Miriam has had a retail shop enterprise which offers a variety of products, such as dry foods, sugar, salt, flour, soft drinks like juices and soda, etc. She is also selling airtime. She works from 8:00 a.m. to 11:00 p.m. (night) daily, and she is able to make a good profit per month.

From Tujijenge Tanzania---Miriam: This will be her seventh loan request, which she will use to replenish more highly demanded and necessity items like dry food and sugar, so as to meet customer retention and attraction. With the previous loans, all of which she paid back successfully, she managed to purchase new missing items in her shop and to replace the sold ones with more. With the profit from the business, Miriam covered school fees, home expenses and ploughed back into her enterprise. She dreams one day to be able to expand her enterprise into a big shop with more varieties of products.

She will share this loan with her loan group, “Ngano", which consists of 11 members. Ngano's members will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 29
    View loans »
    Tanzania Loans Fundraising
  • $14,316,250
    Funds lent in using Kiva
  • 1,618.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngano Group's $4,100 loan helped a member to replenish more highly demanded and necessity items like dry food and sugar, so as to meet customer retention and attraction.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 17, 2013
Listed
Jul 23, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013