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Tam is a 57-year-old married man. He lives with two children and wife in Ho Chi Minh City. His wife does housework. For 20 years, Tam has run a business of buying and selling recycled materials.

Tam would like a loan to increase his capital for his business, which will help him to purchase a greater quantity of waste materials to recycle and sell to large-scale recycling facilities. He hopes that through his loan he will be able to increase his income and save money for any future difficulties facing his family.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 100
    View loans »
    Vietnam Loans Fundraising
  • $15,324,625
    Funds lent in using Kiva
  • 21,201.1
    Vietnam Dong (VND) = $1 USD