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Elviana is taking a loan of $1000 to improve her business. She is running a kiosk that helps her to generate income for her family. She will use the loan to buy stock to keep in her store such as slippers, cigarettes, soft drinks (Coca-Cola, Sprite, Sagiko and Fanta) and biscuits. She opened her kiosk two years ago with her own working capital of $500. Elviana is a hard-working woman and she hopes to run a bigger business in the future.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.


About Timor-Leste

  • $6,800
    Average annual income
  • 54
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elviana to buy slippers, cigarettes, soft drinks (Coca-Cola, Sprite, Sagiko and Fanta) and biscuits.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 22, 2013
Currency Exchange Loss:
Jun 17, 2014