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La Suerte Group
In this Group: Maria Del Rosario , Sadia Hermida, Lissette Del Socorro

Update on La Suerte Group

The group is comprised of three entrepreneurs, including Lissette who is 29 years old, married and has two children. She is a stylist who provides services to her clients in their homes; and she also sells Avon and Zermat cosmetics. She has been in business for ten years and working with the institution for five years.

Lissette will use this loan to buy new products such as Masaya sandals, as well as phone time from companies such as Claro and Movistar. One of the successes she had was buying styling products.

Sadia, 35, is another member who makes and sells tortillas. María, 52, sells cereals and runs a small grocery store.
View original language description ↓
Está formado por tres socias emprendedoras como lo es Lissette empresaria, tiene 29 años de edad, casada con dos hijos, su negocio es de estilismo a domicilio y venta de cosméticos de la Avon, Zermat, desde hace 10 años tiene su negocio, tiene cinco años de ser cliente de la institución, este crédito lo quiere invertir en nuevos productos como sandalias de Masaya, y compra de tiempo aire de las empresas Claro y Movistar uno de los éxitos que obtuvo fue que compro materiales para el estilismo. Sadia es otra miembro su negocio es la hecha y venta de tortilla tiene 35 años y María tiene 52 años y su negocio es la venta de cereales y una pequeña pulpería.

Previous Loan Details

This group is made up of four entrepreneurial members. One of them is Liseth. She is twenty-eight years old and is married with two children. She is a stylist, who provides services to her clients in their own homes. She also sells Avon brand cosmetics, which she has been doing for the past 8 yea... More from La Suerte Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Suerte Group's $2,125 loan helped a member to buy Masaya sandals and phone time from Claro and Movistar.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 21, 2013
Currency Exchange Loss:
Feb 17, 2014