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Vinicio
Vinicio is a very responsible man with household obligations. He currently lives with his wife and their three children. He is a very hard worker. He works in agriculture, growing the main staple grains of the region, like corn and beans. He also grows sugar cane.

Vinicio would like to increase his sales, so he visited INTEGRAL's offices to request a loan that will allow him to purchase seeds, manure, fertilizer, pesticides, etc., and to improve the land where he would like to grow crops, which is the land that is shown in the photo.

He would like to count on the help that he has requested since he does not have another source of income. This way, he will be able to continue to bring home the day's bread without any problems.
View original language description ↓
Vinicio es un hombre muy responsable con sus obligaciones de hogar, Actualmente vive junto a su esposa y sus tres hijos, es muy trabajador, se dedica a ser agricultora siembra los principales granos básicos de la zona como lo son maíz y frijol adicional a eso también cultiva caña de azúcar. Vinicio desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros y mejorar el terreno donde desea hacer su siembra que es el que muestra la fotografía. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 777
    View loans »
    El Salvador Loans Fundraising
  • $26,212,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Vinicio to buy seeds, compost, fertilizer, pesticides, etc. and to improve the land.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 17, 2013
Listed
Jul 20, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 19, 2014