Virginia wants to buy the supplies she needs for her crops, such as soil amendments, fertilizers, and seeds, and to improve the land that she farms, which appears in the photograph. Given that she doesn't have the economic resources necessary for that investment, she has made the decision to request a loan, as that is the only way she can continue her cultivation process.
Just like all farmers, Virginia puts her trust in agriculture since she has no other source of income; she wants to better herself by doing the best she can with her plantings. She hopes to reap an abundant harvest, which will allow her to continue bringing home the daily bread and to pay off this loan.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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Success!! The loan was 100% repaid