The loan they're taking out will benefit small businesswomen like Modesta. She says she joined Pro Mujer a year ago on the invitation of her neighbors who were members. She currently has a fish sales business. She says she learned the business by helping out her aunt when she was a young girl, and then she decided to start up her own business.
Modesta is seeking a loan now so she can increase her inventory by buying more fish, which she'll get wholesale from vendors on the border of Bolivia and Perú and then sell at her locale. This kind of work will allow her to support her household as much as possible. She has a common law spouse and two children.
When asked what she likes about Pro Mujer, Modesta says she likes the loans and the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Modesta es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de los vecinos que son socios de la institución. En la actualidad ella tiene un negocio de venta de pescado; da a conocer que este negocio lo aprendió desde niña ayudando a su tía, posteriormente decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de su mercadería (compra de pescado) que adquirirá de las vendedoras por mayor de la frontera de Bolivia y Perú y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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