Yapuchiri 7 Group
The loan they are requesting will benefit small business owners like Gregoria. She joined Pro Mujer three years ago at the invitation of a friend who is a member of the institution. Currently she has a business selling blankets. She says she started this business on advice from her family. She travels to the border of the country to get these products.
She is requesting this loan to increase her merchandise and purchase more blankets. She will acquire them from wholesale vendors on the border of Bolivia and Peru and later sell them at her sales space. This type of work allows her to generate income to support her family since she is married and has three children.
When asked what she likes about Pro Mujer, she responded that she likes working with the group and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gregoria es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de frazadas; da a conocer que este negocio lo emprendió por consejo de su familia, que viaja a la frontera del país a traer estos productos.
El crédito que ahora sacará es para el aumento de su mercadería (compra de frazadas) que adquirirá de las vendedoras por mayor de la frontera de Bolivia y Perú y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajar en grupo y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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