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Union Group
In this Group: Carmen Roxana, Yoselin Reina, Eugenia, Virginia, Lidia , Rosa Albertina , Julieta, Paulina , Justina
The "Unión" group will begin its ninth loan cycle with Pro Mujer. As part of the German Busch Regional Office, it comprises nine members run by a board of directors whose president is Carmen. Members engage in a variety of businesses, including: selling fruit, cloth weaving, blanket weaving, miniature clothing weaving, and cell phone sales.

The loan they are seeking will benefit small businesswomen like Carmen. She says she joined Pro Mujer two years ago at the invitation of a friend who was a member. Now she sells cell phone cases and tells us that she started the business on the advice of a friend who was also selling them.

Carmen will use her loan to buy more merchandise (cell phone cases), which she'll buy wholesale from vendors and sell at her locale. This type of work allows her to bring in income to support her household as much as possible; she has a common law spouse and three children.

When asked what she likes about Pro Mujer, Carmen says she likes the health services.
View original language description ↓
La A.C. “UNIÓN” iniciará el décimo noveno ciclo en Pro Mujer, como parte del Centro Focal de German Busch, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Carmen es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de frutas, tejido de bayetas, tejido de mantas, tejido de ropa en miniatura, venta de celulares.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carmen es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de carcasas de celulares; da a conocer que este negocio lo emprendió por consejo de su amiga que también trabaja con este producto.

El crédito que ahora sacará es para el aumento de su mercadería (compra de carcasas de celulares) que adquirirá de las vendedoras por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $29,479,525
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Group's $5,725 loan helped a member to buy cell phone cases.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 2, 2013
Listed
Jul 20, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014