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Rositas De Calasaya Group
In this Group: Wilma , Lucia, Martha, Juan Ariel, Celia, Ramiro, Maria Elena, Cecilia, Rufino , Nativa
The group “ROSITAS DE CALASAYA” will begin their first loan cycle at Pro Mujer as a part of the center of Copacabana. The group is made up of ten members and is directed by the Board of Trustees, of which Wilma is the President. The businesses which the members of the community banking group are growing and succeeding at are varied and include: milk sales, sales of meat and potato pastries (Tucumanas y Salteñas), a neaighborhood grocery, and cheese sales.

The loan they will receive will benefit the small businesses which Wilma is a member of, and it has been 5 years since she joined Pro Mujer, becoming a part of this bank through the invitation of a friend who works at the institution. Currently, she has a business in the production and sale of cheese. SHe became aware of this business and learned to do the work with the help of her mother, watching her with her milch cows, which is the root material which forms her own business product.

The loan that she will now receive is to grow her merchandise (by buying more cattle stock) which she will acquire from the neighboring communities and then the raising and creation of her products for market. This type of work allows her to generate funds for maintenance of her household, since she lives in a common law union and has three children.

When asked what she likes about Pro Mujer, she responded that she is pleased by the workshops on health and loan credit.
View original language description ↓
La A.C. “ROSITAS DE CALASAYA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Wilma es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de leche, venta de tucumanas y salteñas, tienda de barrio, venta de queso.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Wilma es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de producción y venta de queso; da a conocer que este negocio lo emprendió por consejo de su madre al observar que contaba con vacas lecheras, que es la materia primordial para la elaboración del producto.

El crédito que ahora sacará es para el aumento de su mercadería (compra de ganado) que adquirirá de las comunidades aledañas y posteriormente a la crianza elaborara los productos para su comercialización. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 238
    View loans »
    Bolivia Loans Fundraising
  • $31,598,925
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rositas De Calasaya Group's $4,075 loan helped a member to buy cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2013
Listed
Jul 20, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013