Update on Ana GloriaAna lives with her husband and their two children in their own house. She is an enterprising and fighting woman. Some years ago, she decided to set up a small business in her home. The business consists of a small store which, with a lot of effort and dedication, she has succeeded in maintaining over several years.
She has many customers, as the most important things for Ana are her customers. She always serves them with a smile and a lot of kindness. This is because she has gained the trust of many in her area, and also because she always has what her customers are looking for.
She dreams of giving her children a better quality of life and knows that her only source of income is her small business. Therefore, she cannot neglect it, and she works hard every day to keep it active.
It is for this reason that she is motivated to request this loan from INTEGRAL in order to invest in her little store and stock it with all kinds of products, such as: rice, beans, sugar, milk, coffee, sweets, paper, detergent, and more products that are appealing for her clients. She says that in this way, she will succeed in fulfilling her dream.
Previous Loan DetailsAna, age 40, lives with her husband and two small children. Ana is a very responsible mother who always wants the best for her children. For this reason, she has her own business where she sells basic staples such as: canned goods, frozen goods, eggs, grains, cleaning products, and candies. This ... More from Ana Gloria's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid