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Association Femmes Sengaz 4 Group
In this Group: Mada, Fatoumata, Seynabou, Mariama , Dior
The Sengaz 4 Women's Association consists of five women whose president, Ms. Mada, is dressed in purple and carrying her child on her back.

She has been active in the retail of various products and cosmetics, but also fruits and vegetables. She has over ten years' experience in the business and started with a capital of 100,000 FCFA derived from personal savings.

It was only last year that the group met the IMCEC institution.

Mada is married with two children: one of whom is behind her back. Thanks to the profits from her activities, she supports her husband in managing the household and at the same time has developed her savings.

Her dream is to open a store selling cosmetics.
View original language description ↓
Association des femmes de sengaz n°4 regroupe cinq femmes dont la présidente, madame Mada habillée en violet et portant son enfant au dos, évolue dans le commerce de divers et de cosmétiques ; mais aussi de fruits et légumes. Elle a acquis une expérience de plus de 10 ans dans le commerce et a démarré avec un capital de 100000f CFA tiré d’une épargne personnelle. Ce n’est que l’année dernière qu’elles ont fait la connaissance de l’IMCEC. Mada est mariée et mère de2 enfants : dont l’un est derrière son dos. Grâce aux bénéfices de son activité, elle appuie son mari dans la gestion de la maison et a développé son épargne entre temps.
.Elle rêve d’ouvrir un grand magasin e de vente de produits cosmétiques.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 34
    View loans »
    Senegal Loans Fundraising
  • $14,265,550
    Funds lent in using Kiva
  • 499.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Association Femmes Sengaz 4 Group's $1,025 loan helped a member buy various fruits and vegetables for retail sales but also fragrances to be offered in her vicinity.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Aug 17, 2013
Currency Exchange Loss:
May 17, 2014