Lucrecia is 27 years old. She is single and does not have children. She lives with her family in the city of Ventanas, De Los Rios province. She is a member of the Bruniquilde communal bank, which is located in the rural community of Calabi in the canton of Ventanas. The members make their living doing agricultural work.
Lucrecia makes her living in agriculture, planting corn. She is applying for a loan to buy inputs, fertilizers and manure. She will make the purchases in the city of Ventanas every two weeks. With the help of the loan, she will be able to buy the inputs.
She faces challenges such as how to get ahead for the wellbeing of her family. Her dream is to have money to be able to continue buying land for planting. In her free time, she likes to participate in community parties.
Lucrecia tiene 27 años de edad de estado civil soltera no tiene hijos, vive con la familia en la Ciudad de ventanas provincia de los Ríos.
Es Integrante de la VRC BRUNIQUILDE, se encuentra ubicada en Recinto Calabi, Pertenece al Cantón Ventanas se dedican a labores Agrícolas.
Lucrecia se dedican a la agricultura a la siembra de maíz. Solicita el crédito para comprar insumos, fertilizantes, abonos.
Las compras de los productos las realizará en la ciudad de Ventanas cada 15 días. Con La ayuda del crédito podrá comprar los insumos.
Enfrenta desfíos cómo poder superarce para el bienestar de la familia.
El sueño es tener dinero para seguir comprando tierras para sembrar. En el tiempo libre le gusta participar en lasa fiestas del recinto.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!