Update on Yanina YanelaYanina, 34, is single and has a daughter; she lives with her daughter in the city of Ventanas, Los Ríos Province. She’s a member of the “Bruniquilde” communal bank located in Recinto Calabi that belongs to Ventanas Canton; they work in agriculture.
Yanina works in agriculture growing corn and cacao. She’s asking for the loan to buy supplies, fertilizer, urea, manure and weed killing liquid. She makes her purchases in the city of Ventanas every 15 days. With help from the loan she will be able to buy the fertilizer she so needs.
Her dream is to increase crop yields in order to increase business and have income to cover her daughter’s schooling. In her free time she enjoys teaching her daughter to play ball and to be a person who collaborates with community programs.
Es Integrante de la VRC BRUNIQUILDE, se encuentra ubicada en Recinto Calabi, Pertenece al Cantón Ventanas se dedican a labores Agrícolas.
YANINA se dedican a la agricultura a la siembra de maíz y cacao. Solicita el crédito para comprar insumos, fertilizantes urea, abonos, líquido mata la maleza.
Las compras de los productos las realizará en la ciudad de Ventanas cada 15 días. Con La ayuda del crédito podrá comprar los fertilizantes que tanta falta le hacen.
El sueño es superar las cosechas para poder incrementar el negocio y tener ingresos para solventar los estudios de la hija.En el tiempo libre le gusta enseñar a la hija jugar pelota y ser una persona que colabora con los programas de la comunidad.
Previous Loan DetailsYanina Yanela, 33, is single and has a 12-year-old daughter; she lives with her daughter in the city of Ventanas, Los Ríos Province. She’s a member of the “Bruniquilde” communal bank located in Recinto Calabi that belongs to Ventanas Canton; they work in agriculture. Yanina Yanela grows corn ... More from Yanina Yanela's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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