He sets aside a part of his proceed for expansion of his shop. He uses the rest of the proceed for his family and to pay school fees for his kid who is in Junior High School. The school fees is IDR 100 thousand/ month (around USD 12/ month).
He hopes to get the loan money to enable him to expand his motorcycle repair shop.
Translated from Indonesian by Antonius Gunadi, Kiva volunteer.
Usaha yang dijalani I Made S. adalah membuka bengkel sepeda motor. Bengkelnya melayani servis kendaraan bermotor seperti ganti oli, ganti ban dan juga menjual bensin eceran. Rata-rata penghasilan per minggunya mencapai 850.000. Dengan harus membiayai sekolah anaknya yang saat ini duduk dibangku SMP sebesar 100.000 perbulan, dia harus bisa menabung dari usahanya. Selain itu dia juga harus menyisihkan untuk biaya hidup sehari-hari. Made sangat berharap dia diberi pinjaman utnuk mengembangkan usaha bengkelnya. Saat ini, bersama istrinya, Kadek Dahlia mereka tinggal dirumah sendiri di Denpasar.
About Koperasi Mitra Usaha Kecil (MUK)This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.
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