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Senkata Florida Group
In this Group: Emiliana, Pamela Silvia, Miriam, Celia Beatriz , Julia, Jenny, Marina, Maribel
The communal bank "Senkata Florida" will start its 4th loan cycle with Pro Mujer in the Senkata office. This group has 8 members, and is led by a board of directors where Emiliana is the president. The members of this group have a variety of businesses, including: clothing sales (2 members), food sales, internet cafe, chicken sales, catering, jewelry sales, and a neighborhood store.

This loan will bring benefits to these small businesswomen, including Emiliana. She says that she joined Pro Mujer 2 years ago at the invitation of a friend to is a member of the institution. Emiliana now has a business selling food. She says that she learned this business a number of years ago on her own initiative by observing how this market works.

Emiliana is taking this loan to increase her capital (to buy rice, cooking oil and noodles). She will make her purchases from the wholesale vendors in the city of La Paz. After she makes the food, she will sell it in her sales stall. This type of work allows her to generate resources to support her family, as she is single and has 4 children.

When asked what she likes about Pro Mujer, she answered that she likes having quick access to loans, and being able to save.
View original language description ↓
La A.C. “SENKATA FLORIDA” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Emiliana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, venta de comida, atención de internet, venta de pollo, venta de ropa, atención pensión (venta de comida), tienda de barrio, venta de joyas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Emiliana es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió hace varios años por iniciativa propia al observar la dinámica de las personas que consumen sus productos.

El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, fideo) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta la rapidez de los créditos y los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Senkata Florida Group's $4,025 loan helped a member to buy rice, cooking oil, and noodles.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 26, 2013
Listed
Jul 19, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014