Senkata Florida Group
This loan will bring benefits to these small businesswomen, including Emiliana. She says that she joined Pro Mujer 2 years ago at the invitation of a friend to is a member of the institution. Emiliana now has a business selling food. She says that she learned this business a number of years ago on her own initiative by observing how this market works.
Emiliana is taking this loan to increase her capital (to buy rice, cooking oil and noodles). She will make her purchases from the wholesale vendors in the city of La Paz. After she makes the food, she will sell it in her sales stall. This type of work allows her to generate resources to support her family, as she is single and has 4 children.
When asked what she likes about Pro Mujer, she answered that she likes having quick access to loans, and being able to save.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Emiliana es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió hace varios años por iniciativa propia al observar la dinámica de las personas que consumen sus productos.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, fideo) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta la rapidez de los créditos y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid