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Flor De Rosa Group
In this Group: Teodora, Ausberta, Betty, Ernestina, Irene Laura, Nayda Doris , Pacesa , Lourdes , Felipe, Natalio
The “Flor de Rosa” (Rose Flower) communal bank will start its first cycle in Pro Mujer as part of the Patacamaya Focal Center. It has 10 members led by a governing board whose treasurer is Ernestina. The members of the communal bank carry out a variety of businesses among which is dehydrated potato production, milk production, potato growing and cattle sales.

The loan they’ll take out will benefit small micro businesswomen like Ernestina. She indicates that this is the first time she’s joined Pro Mujer having joined thanks to an invitation from one of the institution’s promoters that visited her hat home. She currently has a business selling cattle and she makes it knows that she started the business following her mother’s recommendation years ago since her entire family is in this type of business.

The loan she’ll take out now is to increase capital. She will buy cattle in markets in surrounding communities and then sell it to order. This way of working makes it possible for her to earn income to support her home as best as possible since she’s married. When asked what she likes about Pro Mujer, she answers that she likes the training.
View original language description ↓
La A.C. “FLOR DE ROSA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Patacamaya, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Ernestina es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: producción de tunta, producción de leche, producción de papa, venta de ganado.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ernestina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de ganado; da a conocer que este negocio lo inicio por recomendación de su madre hace varios años, ya que la familia entera se dedica a la realización de este negocio.

El crédito que ahora sacará es para el incremento de capital (compra de ganado) que adquirirá de las ferias de las comunidades aledañas y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $33,143,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Rosa Group's $4,200 loan helped a member to buy cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 19, 2013
Currency Exchange Loss:
Jan 17, 2014