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Cecilia
Cecilia is married with five children. She has received some schooling, up until the end of middle school. Currently, Cecilia sells provisions and produces palm oil in Soba (near Hohoe). She has been involved in this industry for about 14 years now. Her husband is a peasant farmer. Cecilia’s income goes towards helping her husband pay for the family's general expenses.

Cecilia will use the loan to increase her existing levels of groceries and palm fruit. With the new profits from her expanded enterprise, Cecilia plans to develop her business further by venturing into newer markets.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,603,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $500 helped Cecilia to increase her existing levels of groceries and palm fruit.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2013
Listed
Jul 22, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2013