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Due to difficult circumstances Esi did not have access to any form of formal education, yet this has not stopped her from achieving her dream of becoming an entrepreneur. Currently, Esi prepares and sells ‘Kenkey’ (a traditional Ghanaian dish made from corn dough and is wrapped in banana leaves) in her village of Akatakyiwa (near Cape Coast). She has been doing so for about 5 years. She is married to a mason, and together they have 3 children. Esi uses all her income to feed and provide for her family. Esi will use the loan to purchase an increased amount of maize, which will aid her in improving her overall ‘Kenkey’ sales. Esi wants to use the future profits from her expanded business to ensure that all her children are able to receive an education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 47
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Esi to purchase an increased amount of frozen foods, which will aid her in improving her overall sales.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 31, 2013
Currency Exchange Loss:
Dec 17, 2013