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Ulmaskan is 50 years old, married and has four children--all sons. She has a high school diploma. She has worked in agriculture since 1990, more specifically, raising seedlings including cherry, plum, apricot and pears to sell. She started her business in 2000. Today, she is a success with her small farm which is on four hectares of land that she plants each year. She sells her crops in neighboring countries like Russia and Uzbekistan. Her monthly profit is around 10,000 KGS. With the goal of further developing her agricultural endeavors, Ulmaskan has turned to the microfinance bank Bai Tushum and Partners for a loan of 100,000 KGS to buy seedlings and fertilizer for them. Ulmaskan's children will help her with her duties duties. She plans to use the income from the loan to improve her family's well being. Her family is very respected in their village, as well as friendly.
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Улмаскан, 50 лет, замужем, 4 детей (4 сына). Образование - среднее. С 1990 года занимается садоводством и полеводством, точнее занимается выращиванием саженцев, таких как: вишня, слива, черешня, абрикос и персик для продажи. Бизнес начала с 2000 сом (KGS). На сегодняшний день она успешный садовод своего небольшого хозяйства, а в хозяйстве у нее имеется: 4 ГА земельного надела, на которой она ежегодно выращивает саженцы. Реализует саженцы в соседние страны, такие как: Россия, Узбекистан. Ежемесячная прибыль Улмаскан составляет 10000 сом (KGS). В целях дальнейшего развития своего садоводческого хозяйства, Улмаскан обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 100 000 сом (KGS) на покупку саженцев и удобрений для них. Дети Улмаскан помогают вести домашнее хозяйство. На доходы от кредита Улмаскан планирует улучшить благосостояние семьи. Семья очень уважаемая в селе и дружная.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Ulmaskan to buy fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2013
Jul 22, 2013
Currency Exchange Loss:
May 17, 2014