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Mahmasharif is an active person, who always tries to improve his family's living conditions. He is married and has three children, with whom he lives in the J. Rumy district. He is 46 years old. Mahmasharif's oldest son works at a chalk manufacturing plant. Mahmasharif's wife is involved in household work; they have one dairy cow in their household. Because raising cattle is a profitable business in a rural area, Mahmasharif decided to get involved precisely in this type of business. He plans to raise cows and calves for subsequent sale. He has a starting capital in the amount of 500 somoni (TJS) and also a 25x4 meter cowshed. Mahmasharif is requesting a loan in the amount of 2000 US dollars. He plans to buy six heads of cows and calves, and feed with the loan amount and his savings. He wants to use the resulting profit to hold a wedding for his daughter, who is ready to get married.
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Махмашариф деятельный человек, всегда старающийся улучшить условия проживания семьи. Он женат и имеет троих детей, с которыми он проживает в районе Дж.Руми. Ему 46 лет. Старший сын Махмашарифа работает на заводе по производству извести. Жена Махмашарифа занимается домашним хозяйством, в их хозяйстве имеется одна дойная корова. Так как в сельской местности прибыльным видом бизнеса являетcя выращивание крупногo рогатого скота Махмашариф решил заняться именно этим видом бизнеса. Он собирается выращивать коров и телят для последующей их реализации. У него имеется стартовый капитал на сумму 500 сомони (TJS), а также коровник размером 25х4 метра. Махмашариф запрашивает кредит в размере 2000 долларов США. Он на сумму кредита и своего сбережения планирует купить 6 голов коров и телят и их корм. За счет полученной прибыли он хочет устроить свадьбу дочери, которая находится на выданье.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 115
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Mahmasharif to buy six heads of cows and calves, and feed to start an animal husbandry business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Jul 22, 2013
Currency Exchange Loss:
Aug 17, 2015