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Pen's Group
In this Group: Pen, Mom
Pen, 51, is married and lives with her family in a village in the Moung Russey district. She has seven children, two of whom are dependent on her and still in school. To make a living, she has been farming rice and selling grocery items for several years, and the current business earns her family about 17,000 KHR per day.

Pen has been with VisionFund for three cycles while her group member has been with VisionFund for five cycles. Pen is now leading her group to ask for another loan. She will use her portion to buy fertilizer, seeds, and pesticides for her farmland. She hopes to increase her family’s income from her current business in order to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 101
    View loans »
    Cambodia Loans Fundraising
  • $35,504,725
    Funds lent in using Kiva
  • 4,060.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pen's Group's $425 loan helped a member to buy fertilizer, seeds, and pesticides for her farmland.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 17, 2013
Jul 21, 2013
Currency Exchange Loss:
Apr 16, 2014