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San Roque Group
In this Group: Fransisca, Hilaria, Delmira, Toribia, Lidia*, Monica*, Gladys, Olga, Delia, Carmen, Silvia, Marcela*, Sonia, Graciela, Maria, Valentina
* not pictured
View original language description ↓
The San Roque association is part of the Los Andes business center. With the help of their credit advisor, they work very responsibly in all their group activities. Almost all married with large families, they tell us that the daily expenses of their homes exceed the income from their business, because of their large families and the increasing requirements of growing children.



Most of the group is in business selling various products by mobile sales. For example, Mrs. Monica sells candies and chocolates and Mrs. Delia sells cleaning products. They also sell school supplies, fruit, and other things. They say that with this type of sales, the products are handled and become battered and sometimes they have to throw them away. Therefore they want to invest capital in order to obtain fixed stands in the markets or on the principal streets where they will have steady sales and maintain their products in the best condition. In this way they will improve their income and the economic stability of their homes.


Translated from Spanish by Susan Sanford, Kiva volunteer



La asociación San Roque pertenece al centro focal de Los Andes, con la ayuda de su asistente de créditos trabajan muy responsables en todas sus actividades de grupo.
Casi todas casadas, con familias numerosas nos cuentan que los gastos diarios que tienen en sus hogares sobrepasan al ingreso que obtienen en sus negocios ya que su familia son numerosas y sus hijos van creciendo y necesitan mayores necesidades.
La mayor parte del grupo se dedica a comercio, de variados productos, venta que la realizan de forma ambulante, por ejemplo, la señora Mónica vende golosinas y chocolates, La señora Delia vende productos de limpieza, también se dedican a la venta material escolar, fruta y otros. Afirman que este tipo de venta, por el manipuleo hace que los productos se maltraten y en ocasiones deben desecharlos por lo que ellas desean invertir capital para poder obtener puestos fijos en mercados o en principales calles donde obtengan ventas seguras y mantengan sus productos en optimas condiciones. De esta manera mejorarían sus ingresos y estabilidad económica en sus hogares

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 74
    View loans »
    Bolivia Loans Fundraising
  • $28,685,150
    Funds lent in using Kiva
  • 7.1
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of San Roque Group's $4,775 loan helped a member capital to buy or rent fixed stands or shops.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 13, 2008
Listed
Aug 21, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 17, 2009