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Luis Alberto
Luis is 26 years old, single, and does not have children. He lives with his parents in the Ventanas neighborhood in the los Rios province.

He is a member of the communal bank la Chonta, which is located in the la Chonta neighborhood, which belongs to the Ventanas district. They work in agricultural and livestock work.

Luis works in agriculture sowing corn and rice. He is requesting the loan to buy herbicides, fertilizers, and compost. With the help of the loan, he will be able to buy what he needs for agriculture. He will make his purchases in Mocache.

His dream is to prosper together with his family. In his free time he likes to read and be competitive.
View original language description ↓
LUIS tiene 26 años de edad es soltero no tiene hijos vive con los padres en EL Cantón Ventanas provincia de los Ríos.

Es integrante de la VRC la CHONTA, se encuentra ubicada en el Recinto la Chonta, Pertenece al Cantón Ventanas se dedican a labores agrícolas y pecuarias.

Luis se dedica a la agricultura a la siembra de maíz y arroz, Solicita el crédito para comprar herbicidas, fertilizantes, abonos. Con la ayuda del crédito podrá comprar lo que le hace falta para la agricultura.
Las compras las realizará en Mocache.

El sueño es propsperar junto a la familia. En el tiempo libre le gusta leer y ser competitivo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luis Alberto to buy herbicides, fertilizers, and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2013
Aug 15, 2013
Currency Exchange Loss:
Jan 18, 2014