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Jose Oscar

Update on Jose Oscar

José is about to start sowing corn and is need of capital to begin, which is why he is requesting a new loan. This loan will serve to buy the agricultural supplies necessary, like manure, herbicides, pesticides and insecticides, among others. The previous loan made a favorable difference, as his economic situation improved and productivity increased. The newly generated income was invested in basic household expenditures and maintaining his family.
View original language description ↓
José, se le presenta la necesidad de más dinero para iniciar el cultivo de maíz, por lo que requiere de un nuevo préstamo; este le servirá para comprar los insumos agrícolas necesarios tales como: abono, herbicidas, pesticidas, insecticidas, plaguicidas, entre otros.
El efecto del crédito anterior fue favorable, ya que las condiciones económicas han mejorado, aumento la productividad y sus utilidades las invierten en los gastos básicos del hogar, se mantiene el mismo grupo familiar.

Previous Loan Details

José is a farmer. He lives with his wife and they have their own house. He also has cattle, and learned this occupation from a young age, as his father did the same work. Now he has a great deal of experience. He is applying for a loan to buy fertilizer, seed corn and herbicides. With this he ... More from Jose Oscar's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 864
    View loans »
    El Salvador Loans Fundraising
  • $28,299,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose Oscar para comprar abono, herbicidas, pesticidas, insecticidas, plaguicidas, entre otros.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 18, 2013
Currency Exchange Loss:
Apr 17, 2014
This photo was used before for a previous loan for Jose Oscar. It was first posted on Kiva on May, 2012. Learn More