Rocael, 32, is married and didn't get the chance to go to school. He has 5 children and 3 of them are going to school. He is a farmer and grows potatoes and corn. He started working as a child, helping his parents and now has 15 years of experience in his business.
He organized this group in order to solicit a loan. He'll use the loan to buy supplies to sow corn and potatoes. He'd like to have more land in the future in order to grow his crops. The other members of the group are also potato and corn farmers.
El señor Rocael esta casado, cuenta con 32 años de edad, no tuvo la oportunidad de estudiar, tiene 5 hijos y de ellos 3 estan estudiando, se dedica a la agricultura específicamente a la siembra de papa y maíz, inició este negocio desde niño ayudando a sus padres y hasta la fecha lleva 15 años de experiencia en este negocio.
Organiza un grupo para poder solicitar un préstamo que lo utilizará para la compra de insumos para siembra de maíz y papas, desea en el futuro contar con mas terrneo para poder sembrar sus cosechas. Los demás intregrantes del grupo se dedican a la siembra de maíz y papas.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.