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Claritas Group
In this Group: Lucia, Juana, Juana, Juana, Rosa, Maria
View original language description ↓
The Claritas Group comes from a beautiful town that is situated in the mountains that surround Atitlán Lake. This is a very traditional town. Here, one can find the women walking through the streets wearing their traditional outfits and speaking Quiche, a Mayan language. The people from Santa Clara are friendly people and are respectful T. strangers.

Santa Clara is passing through an important time, especially for the women. For the last few years, the women in the community are being recognized as independent people that can make important economic decisions and be responsible for them. This attitude opens more doors for microfinance.

The members of Claritas are a group of incredible and warm women. They meet three times a week T. carry out their financial transactions with The Friendship Bridge.

The Claritas Group has been recognized by The Friendship Bridge as excellent clients. They continue working with a project for years, always repaying punctually and standing out as leaders within their communal banks. The success of this group is based on the fact that all of the members are very responsible and that they have confidence in each other. The members maintain that the money they earn is not T. be spent, but is T. be invested because only then will they get returns and generate profits.

Many of the clients that work in this communal bank invest their loan inT. bakeries. Santa Clara is known for the delicious bread that it produces. Some of the women make bread in their homes, then they bring the bread T. a neighboring village, San Juan la Laguna, and they sell it there. The interesting thing is that they put the bread inT. baskets that they carry on their heads and will sell it from house T. house! Other women work in the production of beaded belts. Also, there is a member who bought a dressmaking machine with her loans. Finally, there is a woman that breeds animals, such as chickens and pigs, for sale.

This is a special group, and we should accompany them on their journey and support them. With your support, you will be able T. give them the opportunity T. improve their lives.

Translated from Spanish by A. Shah, Kiva Volunteer.



Las Claritas provienen de un bello pueblo que está ubicado en las montañas que rodean el mágico lago de Atitlán. Este pueblo es muy tradicional. En este se puede encontrar a todas las mujeres caminando por las calles vistiendo sus trajes tradicionales y hablando el maya- Quiche. Un aspecT. muy bueno de los Santa Clareños es que son gente amigables y respetuosos con los extranjeros.

Santa Clara está pasando por un momenT. importante, especialmente para las mujeres. Desde hace unos años atrás, las mujeres dentro de la comunidad, están siendo reconocidas como personas indepedientes que pueden tomar decisiones económicas importantes y ser responsable de ellas. Para nuestro beneficio esa actitud le abre más puertas al micro- crédiT..

Las Claritas son un grupo de mujeres increíbles, en lo personal me quedé impresionado cuando entré al cuarT. donde este grupo de señoras se reunen tres veces por semana para efectuar sus transacciones financieras con The Friendship Bridge. Desde que llegué al cuarT. ellas fueron muy cálidas conmigo, fue una experiencia muy agradable.

Las Claritas han sido reconocidas por The Friendship Bridge como clientas de excelencia. Ellas llevan trabajando con el proyecT. por años, siempre pagando puntualmente y destacándose como lideres dentro de sus bancos comunales. El éxiT. de este grupo se base en que todas las clientes son muy responsables y se tienen confianza entre ellas. Durante la reunión le pregunte a una cliente sobre sus decisiones con respecT. al dinero y ella respondió que “el dinero no se gasta, solo se invierte porque sino no da vuelta y no se genera ganancia”

Un gran número de clientas que trabajan en este banco comunal invierten su crédiT. en panaderías. Santa Clara es conocido por el delicioso pan que produce. Algunas de las señoras producen el pan en sus casas, luego se lo llevan en un carro a la aldea aledaña, San Juan la Laguna, y lo van a vender ahí. Lo interesante es que ponen el pan en canastos que lo cargan en la cabeza y van a vender de casa en casa! Otras señoras trabajan en la elaboración de fajas de mostacilla. También hay una clienta que con sus préstamos se pudo comprar una máquina de confección. Finalmente, hay una señora que cría animales, pollos y cerdos para su venta.

Este grupo es especial y creo que debemos acompañarlos y apoyarlos, y ustedes con su apoyo van a poder darle la oportunidad de superarse.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 70
    View loans »
    Guatemala Loans Fundraising
  • $8,352,425
    Funds lent in using Kiva
  • 7.5
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Claritas Group's $1,675 loan helped a member to buy supplies for a bakery, beads, animal feed, and fabric for dressmaking.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 16, 2008
Listed
Aug 1, 2008
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009