Update on Mery JanethMery, 41, is single and has a son she lives with in the city of Ventanas, Los Ríos Province. She’s a member of the “Anchoveta” communal bank located in Pechinche Parish, Anchoveta Recinto, belonging to Pueblo Viejo Canton; they work in agriculture. It belongs to Pueblo Viejo Canton and they work in agriculture and animal husbandry.
Mery works in agriculture growing corn and rice. She’s asking for the loan to buy seeds, herbicide, fertilizer and manure. With the loan’s help she’ll be able to buy what she needs for agriculture. Her purchases and sales take place in Ventanas and the challenges she faces are competition and bad weather. Her dream is to have her own irrigation system for her crops. She likes spending her free time with her son.
Es Integrante de la VRC ANCHOVETA, se encuentra ubicada en la parroquia Pechiche Reciunto Anchoveta, pertenece al Cantòn Pueblo Viejo se dedican a Labores Agrìcolas, Pertenece al Cantón Pueblo Viejo se dedican a labores agrícolas y pecuarias.
MERY se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar semillas, herbicidas, fertilizantes, abonos. Con la ayuda del crédito podrá comprar lo que le hace falta para la agricultura.
Las compras y las ventas las realizará en Ventanas. El desafío a los que se enfrenta es la competencia y el mal clima.
El sueño es tener un regadío propio para los cultivos. En el tiempo libre le gusta pasar tiempo con el hijo.
Previous Loan DetailsMery Janeth, age 40, is single and has one child. She lives with her son in the City of Ventanas in the Los Rios province. She is a member of the Anchoveta communal bank, located in the Pechiche Reciunta Anchoveta parrish, Canton Pueblo Viejo. They do agriculture and livestock related work… More from Mery Janeth's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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