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Rustam is a good family man; he is married and has three children. All of his children have their own families. When he was young, he could not go to college because his parents could not afford to pay for the tuition. He got a job and helped his father sell little odds and ends at a small shop. Now Rustam has a food shop. You can find all kinds of products on his shelves: cookies, candy, preserves, and more. He thinks that food products sell more quickly, because they are in demand year-round. While involved in this business, Rustam taught his children and gave them a decent education. Now he saving money to fix his house, which has not been repaired for a long time and needs some renovation. But he cannot afford to do this, so he has come to Arvand for a loan. He really hopes that Arvand will provide him with financial assistance.
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Рустам является хорошим семьянином, женат имеет 3 детей. Все его дети женаты имеют свою семью. Он в своё время не смог поступить в университет, из-за проблем с деньгами, так как его родители не имели достаточно средств для оплаты за обучение. Тогда он начал работать и помогать отцу торговать на маленькой лавке различными мелочами. Сейчас Рустам торгует продовольственными товарами в магазине. На его прилавке можно увидеть различные продукты питания, печенье, конфеты, консервы и другое. Он считает что продукты питания реализуются быстрее, так как не имеют сезонный характер.
Занимаясь этим видом деятельности Рустам обучил своих детей и дал им достойное образование. Сейчас он копит денежные средства на ремонт дома. Его дом нуждается в обновлении так как давно не ремонтировался. Но у Рустама не достаточно средств, поэтому он обратился в организацию Арванд за кредитом. Он очень надеется,что в Арванде его финансово поддержат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 117
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rustam to buy building materils.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 22, 2013
Currency Exchange Loss:
Sep 17, 2013