Gnongondeme Ton Ii Group
They are collaborating with the microfinance institution, Soro Yiriwaso, with the aim of carrying out their farming activities successfully during the winter season. They are on their fifth loan with the institution and the previous loans have all been repaid in full.
Karim, who is standing in the middle of the photo, grows corn. With his loan he is planning to buy fertilizers, seeds and small farming materials, as well as to pay labor costs to maintain 1 hectare of land.
Once harvested, the produce will be sold in the village and in Koutiala to a customer base made up of men and women.
Karim expects to make an average 150,000FCFA profit at the end of the season. This profit will enable him to repay his loan and also help out with the daily expenses.
Ils collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est le maïs avec Karim, 3 ème debout au milieux sur la photo.
Avec son prêt, il compte acheter des intrants, des semences, des petits matériels agricoles et payer les frais de labour pour entretenir 1 hectare.
La production sera vendue au niveau du village et à Koutiala, après la récolte, à une clientèle composée d’hommes et de femmes.
Il compte réaliser un bénéfice moyen de 150.000FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid