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Djiguiya Group
In this Group: Maimouna, Awa , Diassan, Fanta , Soundje, Mariam
DJIGUIYA is a group from the association MARIAMTON de KELEYA. It comprises six women who know one another through ties of kinship and community. The women average 50 years of age and six children each, and they have different businesses, such as trading in condiments and working in food service, just like MAIMOUNA, who is the second person standing from the left in the photo. They live in large traditional families in KELEYA, in Préfecture de BOUGOUNI (Région de SIKASSO, Republic of Mali). They have been working in small-scale commerce for several years and are in high demand in their businesses.

Concerned about satisfying the growing needs of their customers, the group members decided to join the Soro Yiriwaso loan program six years ago. They are on their ninth solidarity loan.

MAIMOUNA, who is the group's president, is well-known in KELEYA and excels at selling galettes. She intends to use her loan to purchase 10 sacks of millet and some condiments for her catering service. She gets her supplies in and around KELEYA, and she sells her galettes retail for cash or on credit to a customer base composed of men and women in KELEYA. She is hoping for a monthly profit of 25,000 francs CFA enabling her to pay back the loan and reinvest in her business.
View original language description ↓
DJIGUIYA est un groupe de l’association MARIAMTON de KELEYA. Il regroupe 6 femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 50 ans, six enfants et mènent différentes activités telles l’achat vente de condiments et des activités de restauration à l’image de MAIMOUNA qui est la deuxième personne debout de gauche vers la droite de la photo. Elles vivent dans des grandes familles traditionnelles à KELEYA dans la préfecture de BOUGOUNI (Région de SIKASSO, République du Mali).
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a six ans. Elles sont à leur neuvième prêt solidaire.
MAIMOUNA, qui est la présidente du groupe et très connue à KELEYA, excelle dans la vente de galette. Elle compte utiliser son prêt pour acheter 10 sacs de mil et des condiments pour sa restauration. Elle s’approvisionne à KELEYA et environnants et vend ses galettes à KELEYA, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 25.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 501.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD