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Shumaila's Group
In this Group: Shumaila, Rukhsana, Shamim
Shumaila is a 33-year-old married woman living with her spouse and four children in the area of Lahore, Pakistan.

Her husband manufactures and renews spare parts of vehicles such as motorbikes, motor cars and auto rickshaws. He renews the interior parts of the engines of vehicles, renews the turbines and radiators. Her husband does lots of hard work for the sake of getting income for one day.

Her husband wants to buy used spare parts of vehicles at cheap rates so that he can renew them and to sell them for high rates. But for this purpose he has insufficient money.

Shumaila requested a loan of PKR 40,000 from Kiva's field partner BRAC Pakistan, so that her husband would be able to turn his business towards progress.
Shumaila hopes that this loan will improve the business of her husband positively. This improvement would affect their income and savings as well.

Shumaila is very thankful to Kiva's field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 311
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 100.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shumaila's Group's $1,200 loan helped a member to buy used spare parts for renewal and then resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 20, 2013
Currency Exchange Loss:
May 17, 2014