Loimata is 34 years old, married, and has three children. She has a small garden where she grows cabbages and tomatoes that she can sell in her community or at the market. She has been doing this for a year. Loimata needs a loan to buy barbed wire, fertilizer, vegetable seeds and garden hose. She joined SBPD in 2013. Loimata will use the profits from her sales to save for the family's daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.