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Tolib is a 50-year-old man who sells DVD players, tuners and televisions. He is a very honest and punctual person. He has been involved in this business for more than 10 years. During this period, he has greatly expanded his business thanks to his efforts and persistence. Tolib has been borrowing with Avrand for several years. During the time he was taking out loans, he has shown himself in the best light. His wife works at a government office, and also adds her income to the family budget. He has two adult sons, who also work. Tolib purchases merchandise from suppliers, and it is very convenient for him. Recently, Tolib has repaired his home, which was in a very poor condition, and all of his savings have gone towards the repairs. Now, Tolib wants to obtain new merchandise from his suppliers, but he does not have enough money, so he has once again turned to Avrand. He is very hopeful that Avrand can once again support him and that he can further expand his business.
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Толиб 50-летний мужчина, занимается торговлей DVD проигрывателей, тюнеров, телевизоров. Он очень честный и пунктуальный человек. Вот уже более десяти лет занимается этим видом деятельности. За этот период он намного расширил свой товарооборот, и это благодаря его усилиям и упорностью.
Толиб кредитуется в Арванде уже несколько лет. Во время кредитования он показал себя с лучшей стороны. Его жена работает государственном учреждении и тоже вкладывает свой капитал в семейный бюджет. У него двое взрослых сыновей они тоже работают.
Толиб покупает товар у поставщиков, и ему это очень удобно. Недавно Толиб отремонтировал свой дом, который был в очень плохом состоянии, и все что он накопил все ушло на ремонт. Теперь Толиб хочет приобрести новый товар у поставщиков но ему не хватает денежных средств, поэтому он с ново обратился в Арванд. Он очень надеется что, в Арванде в очередной раз его поддержат и он сможет дальше развивать свой бизнес.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Tolib to buy household appliances.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 19, 2013
Currency Exchange Loss:
Aug 18, 2013