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Karapet lives in the village Goght which is in Kotayk region. Karapet has large family; he lives with his retired parents, wife, son, daughter-in-law, and three grandchildren. Karapet and his wife are engaged in farming and agriculture. Their son also sometimes helps them in that occupation. Karapet has a plot of rented land on which he cultivates tomato, cucumber, and greens, and he also raises apple and apricot trees. In his farm, he breeds two cows, one heifer, two bulls, five beehives and sixty chickens. Both his farm and agricultural products Krapet sells through the reseller right from his house. Karapet’s family is very large and financial problems are numerous that is why Karapet works day and night in order to provide his family and to take care of his farm as well.

Karapet needs this loan in order to build fences around his garden, where he has a lot of apple and apricot trees.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 409.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Karapet to build fences around his garden, where he has a lot of apple and apricot trees.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 19, 2013
Currency Exchange Loss:
Dec 17, 2014