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María Divina
The Balzar communal bank meets every two weeks in San Placido parish, in Puerto Viejo canton. This place is known for its friendly and hard-working people, the majority of whom are engaged in farming.

In this place lives Maria. She is 61 years old, married and has four adult children, who are independent. Her husband farms.

María has a grocery store in her home. There she sells all kinds of products, from groceries to Avon and Yanbal products (beauty products, cosmetics, perfume and women's accessories). She works every day from 6 a.m. until 8 p.m., and sometimes later. Her husband helps her in her work when he is free, especially at night and on weekends. She has had her store for 18 years, and started it with the first loan she received from the communal bank.

She is going to use this loan to further stock her store. She is going to buy groceries, as well as Avon and Yanbal products. She has been in the communal bank since the beginning, and likes it because thanks to the loans, she started her business which is allowing them to move forward. Her dream is to continue increasing her business.
View original language description ↓
EL Banco Comunal Balzar se reúne cada quince días en la parroquia San Placido del cantón Portoviejo, este lugar se lo conoce por su gente amable y trabajadora que en su mayoría se dedican a las faenas del campo.

En este lugar vive la señora María, tiene 61 años de edad, está casada y de esta relación tienen 4 hijos mayores de edad e independientes. Su esposo se dedica a la agricultura.

Doña María tiene una tienda de víveres en su casa, allí vende todo tipo de productos, desde víveres hasta productos de Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas), trabaja todos los días desde las 06h00 hasta las 20h00 y a veces hasta más tarde, su esposo le ayuda en su trabajo cuando está desocupado más que todo en las noches y fines de semana. Tiene 18 años con su tienda la misma que la empezó con el primer crédito que recibió del banco.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar víveres y productos Avon y Yanbal. Esta desde el inicio en el Banco Comunal y le gusta porque gracias a los créditos empezó su negocio con el cual salen adelante.

Su sueño es seguir aumentando su negocio.


About Ecuador

  • $10,600
    Average annual income
  • 100
    View loans »
    Ecuador Loans Fundraising
  • $24,212,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped María Divina to buy groceries, as well as Avon and Yanbal products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 17, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013