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Ruth María
The members of the Rocafuerte Community Bank meet every fifteen days in the canton of Rocafuerte. This area is known for the delicious sweets made by the local residents. These products are recognized throughout all of Ecuador.

Ruth lives in this area. She is a 67-year-old married woman with four adult children. She and her husband live in one of their children's homes. Her husband was a farmer but is now retired.

In order to earn money, Ruth sells clothing as well as Avon and Yanbal products such as cosmetics and women's accessories. She works every morning, selling her products door-to-door and taking orders. She extends credit to her customers and collects the balances due in two or three installments, depending on the value of the item. Her best-selling items are cosmetics and perfumes. She has been in this business for over eight years, and things are going well. She is able to earn enough money for her medical expenses and those of her husband.

She is seeking this loan in order to purchase clothing, perfumes, jewelry and creams. She has been a member of this communal bank for fourteen years. She is the treasurer of the bank, and she likes it very much because the loans have helped her a great deal.

Her dream is to have good health.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Rocafuerte. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar vive la señora Ruth, tiene 67 años de edad, está casada y de esta relación tienen cuatro hijos todos mayores de edad, ella y su esposo viven en casa de una de sus hijos. Su esposo ya no trabaja por razones de la edad, el era agricultor.

Doña Ruth para ganar algo por su cuenta se dedica a la venta de ropa y productos de Avon y Yanbal (artículos de belleza, cosméticos perfumería y accesorios para damas). Trabaja todos los días dos horas por las mañanas, su forma de venta es puerta a puerta y por pedidos, ella deja a crédito y cobra en dos o tres partes dependiendo del valor del producto, Lo que más vende son los cosméticos y los perfumes, lleva más de 8 años en este negocio y le va bien, con esto ella tiene para sus gastos de medicinas y los de su marido.

Este crédito es para comprar ropa, perfumes, bisutería, cosméticos y cremas. Está en el Banco Comunal desde hace 14 años, es la tesorera del banco y le gusta porque los créditos le han ayudado mucho.

Su sueño es tener buena salud.


About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ruth María to purchase clothing, perfumes, jewelry and creams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 17, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013