Fatima is a 24-year-old married woman with one child. She makes and sells food at the village primary school to earn a living. She has three years of experience with this business. Fatima needs a loan to buy twisties, cartons of cola, lollies (candy), bubble gum, coffee mix, sugar, sausages and bags of rice for her canteen business. She plans to use her profits to support her family. Fatima became a member of SPBD in 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.