Mariscal Charapaqui Group
The credit that they will take out will benefit the small businesses of the group that Albertina heads as President. She tells us that she became a member of Pro Mujer 8 years ago, being invited to join by one of the consultants that came to visit her in her home. Currently, she has a small business selling artisenal crafts such as blankets made from llama wool. She also tells us that in this business, she has learned how to purchase the wool and how to spin it and so she decided to also knit it and sell it, a business that has proven to be profitable.
The credit that she will take out now will help her to increase her working capital in order to purchase more wool that she will acquire in the markets in the Ciudad de El Alto on wholesale and later she will knit it and sell the finished products in her store. This kind of work has allowed her to generate income that makes it possible for her to support her home and her 6 children.
When she was asked what she would like from Pro Mujer, she said that she would like more training in loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Albertina es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por invitación de una de las asesoras de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de artesanías en mantas de vicuña; cuenta que este negocio lo aprendió hace años con la compra de lana de vicuña para hilarla, decide realizar el tejido y comercializarlo, negocio que hasta ahora es rentable.
El crédito que ahora sacará es para el aumento de capital (compra de lana de vicuña) que adquirirá de las ferias de la Ciudad de El Alto por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en el área de crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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