Kory Tawaco Group
Beatriz is one of the female micro entrepreneurs who will benefit from the loan. She says that she joined Pro Mujer two years ago, invited by one of the advisers of the group that came to visit her at her house. At present she has a business selling clothing that she launched on her own using savings that her family had.
The loan she will take out now is to increase capital by purchasing clothing at the fairs in the city of El Alto to sell later at her shop. This type of work allows her to generate resources to support her home as best she can since she is single.
When asked what she likes about Pro Mujer she responds that she likes the loan and the training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Beatriz es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de venta de ropa; este negocio lo emprendió por iniciativa propia utilizando los ahorros que tenía su familia.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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